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Journal

Practical finance, written clearly

Tips on budgeting, tracking expenses, and understanding where your money actually goes.

  • April 27, 2026·Introducing·4 min read

    Meet Spentio: the AI finance app that finally sees every account

    Built in Switzerland, powered by AI, designed for people with multiple banks, multiple currencies, and no patience for sharing logins. Here is what we do, and why.

SSpentio

Any bank. No login. AI does the rest.

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