Journal
Tips on budgeting, tracking expenses, and understanding where your money actually goes.
Most Mint replacements recycle the same formula: link your bank, pay around $100 a year, and start your history from scratch. Spentio reads your bank statements with AI instead. An honest comparison with Monarch, YNAB, Rocket Money, Copilot, and PocketGuard.
Built in Switzerland, powered by AI, designed for people with multiple banks, multiple currencies, and no patience for sharing logins. Here is what we do, and why.