Not knowing is also a plan

The Minimalist

A real free plan. Try Spentio with one bank and see if it clicks.

• Drop in a PDF statement or a screenshot. Read, sorted and ready in about a minute
• Money Mix, Objects and Goals, all included
• Privacy Mode: you decide what the AI sees
• It learns from your corrections, permanently
• Once a month, Control checks your budgets against what you actually spend
• iPhone and web, same account

Limits

• 2 accounts · 3 budgets · 5 recurring payments · 1 Magic Import a month · 12 months of history · 2 goals · 50 transactions a month

The Organizer

For money you check every few days, not once a month.

Cancel anytime

• 15 Magic Imports a month, not 1
• Refresh Control whenever you want and dismiss what does not apply, instead of waiting a month
• Every foreign charge converted to your currency, at that day's rate
• 2 years of history, not 12 months
• Daily automatic backup with one-tap restore. The free plan has neither.
• The same plan on iPhone and web

Limits

• 5 accounts · 10 budgets · 20 recurring payments · 10 goals · 1,500 transactions a month

The Perfectionist

For money that moves every day.

Cancel anytime

• 60 Magic Imports a month, about 2 a day
• Screenshot your banking app daily and stay current in seconds
• Nothing disappears: everything you import stays visible, up to 12,000 transactions
• 100 accounts and 100 budgets
• 50 goals
• 30 restore points, not 2
• Everything in The Organizer