Cookie Policy
Last updated: January 15, 2025
Minimal cookies required for core functionality
Full control over optional cookies
We don't sell your data to advertisers
1. What Are Cookies
Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences and improve your browsing experience. We use cookies sparingly at Spentio, prioritizing your privacy while ensuring our app works smoothly.
2. Types of Cookies We Use
We categorize our cookies into three types based on their purpose:
| Category | Purpose | Consent Required |
|---|---|---|
| Essential | Core functionality, security, authentication | No (Required) |
| Analytics | Usage statistics, performance monitoring | Yes |
| Preferences | Remembering your settings and choices | Yes |
3. Essential Cookies
These cookies are necessary for Spentio to function properly. Without them, you wouldn't be able to log in or use core features securely.
| Cookie Name | Purpose | Duration |
|---|---|---|
| spentio_session | Maintains your logged-in session | Session / 7 days |
| spentio_csrf | Protects against cross-site request forgery | Session |
| spentio_device | Recognizes trusted devices for 2FA | 30 days |
4. Analytics Cookies
These cookies help us understand how visitors interact with Spentio, allowing us to improve the user experience. They are only set if you consent.
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| _ga | Google Analytics | Distinguishes unique users | 2 years |
| _gid | Google Analytics | Distinguishes users per session | 24 hours |
Privacy note: We use Google Analytics with IP anonymization enabled, meaning your full IP address is never stored.
5. Preference Cookies
These cookies remember your choices to personalize your experience.
| Cookie Name | Purpose | Duration |
|---|---|---|
| spentio_lang | Remembers your language preference | 1 year |
| spentio_theme | Stores dark/light mode preference | 1 year |
| spentio_currency | Remembers your default currency | 1 year |
6. Managing Cookies
You have full control over cookies on Spentio:
- Cookie consent banner: When you first visit, you can choose which optional cookies to accept or reject.
- In-app settings: Navigate to Settings → Privacy to update your cookie preferences at any time.
- Browser settings: Most browsers allow you to block or delete cookies. Note that blocking essential cookies may prevent you from using Spentio.
Browser-specific instructions:
7. Third-Party Cookies
Some cookies are placed by third-party services we use. These services have their own privacy policies governing how they use your data:
- Google Analytics: Privacy Policy
- Stripe (payments): Privacy Policy
We do not allow advertising networks to place cookies on Spentio. We never sell your data to third parties.
8. Cookie Retention
Cookies have varying lifespans:
- Session cookies: Deleted when you close your browser
- Persistent cookies: Remain until they expire or you delete them
We keep cookie retention periods as short as practically possible while still providing a good user experience.
9. Updates to This Policy
We may update this Cookie Policy from time to time. When we make significant changes, we'll notify you through the app or via email. The "Last updated" date at the top reflects when changes were last made.
10. Contact Us
If you have questions about our use of cookies, please reach out:
Email: privacy@spentioapp.com
Address: Spentio GmbH, Zurich, Switzerland