AI-powered expense tracking

Track Your Expenses
Effortlessly with AI

The free personal finance tracker that uses AI to categorize your spending, automate bank statement imports, and help you build smarter budgets. No complexity — just clarity.

AI-powered classification
Data hosted in Switzerland 🇨🇭

Net Cash Flow

+CHF 4,250

Income

+CHF 8,200

Expenses

-CHF 3,950

Savings Rate

52%

Budgets

View all
Total Budget CHF 705/CHF 85083%
🛒
Groceries CHF 320/40080%
🎬
Entertainment CHF 85/10085%

Recent Activity

View all

Today

🎵
SpotifyUBS
CHF 9.99
💰
SalaryUBS
+CHF 4,200
Features

Expense Tracking Features
Built for Simplicity

Designed for simplicity. Built for power. Every feature serves a purpose.

Transaction Tracking

Log and categorize every expense. Search, filter, and organize your financial history effortlessly.

Search transactions...

Today

🎵
SpotifyUBS
CHF 9.99
💰
SalaryUBS
+CHF 4,200
🛒
MigrosUBS
CHF 67.5
📺
NetflixUBS
CHF 15.99

Smart Budgets

Set monthly limits. Track your spending at a glance.

Budgets

View all
Total Budget CHF 585/CHF 65090%
🛒
Groceries CHF 320/40080%
🎬
Entertainment CHF 85/10085%
🚗
Transport CHF 180/150120%

Magic Import

Drop any bank statement. Our AI extracts and categorizes transactions automatically.

PDFCSVExcelImages

Visual Analytics

Beautiful charts that tell your money story at a glance.

Bank-grade Security

256-bit encryption. Your data never leaves our secure servers.

Swiss-hosted 🇨🇭
GDPR • DSG compliant

Access Anywhere

Web, iOS, and Android. Your data syncs seamlessly across all devices.

0K+
Active Users
Tracking their finances
CHF0.0B
Expenses Tracked
And counting
0.0
App Rating
From 12K+ reviews
0M+
Transactions
Processed securely
Testimonials

Loved by thousands

Join the community of people who have transformed their relationship with money.

Por fin, una app de gastos que no se siente como hacer la declaración de la renta. Limpia, rápida y con verdadero valor para controlar a dónde va mi dinero.

CG
Carlos García
🇪🇸 Madrid

Mis Kontouszüg sind jetzt in Sekunde sortiert statt über s Wuchenänd. Magic Import isch brutal effizient — genau so wie mer s z Züri gern hät.

TM
Thomas Müller
🇨🇭 Zürich

As a freelancer juggling multiple income streams, I needed something lightweight but smart. Spentio nails it — no bloat, just clarity. Honestly replaced my spreadsheet habit.

SM
Sarah Mitchell
🇺🇸 San Francisco
Pricing

Expense Tracker Pricing — Free to Start

Start free, upgrade when you need more. No hidden fees, cancel anytime.

MonthlyYearlySave 20%

Minimalist

For individuals getting started with expense tracking

CHF 0/month

Free forever

Get Started Free
  • Up to 30 transactions/month
  • 1 account
  • 3 budgets
  • Up to 5 recurring transactions
  • Basic analytics
  • Magic Import (1/month)
  • Data export (CSV)
  • Multi-currency support
  • Advanced forecasting
Most Popular

Organizer

For those serious about managing their finances

CHF 4.99/month

Billed CHF 60/year

Start 14-Day Trial
  • Unlimited transactions
  • Up to 5 accounts
  • Unlimited budgets
  • Unlimited recurring
  • Advanced analytics & reports
  • Magic Import (20/month)
  • Data export + auto backup
  • Multi-currency support
  • Advanced forecasting

Perfectionist

For power users and small businesses

CHF 9.99/month

Billed CHF 120/year

Start 14-Day Trial
  • Everything in Organizer
  • Unlimited accounts
  • Magic Import (100/month)
  • Multi-currency support
  • Advanced forecasting
  • Data export + auto backup
  • Early access to new features
FAQ

Expense Tracker FAQ

Everything you need to know about Spentio. Can't find what you're looking for? Contact us

Yes! Our Minimalist plan is completely free forever. You can track up to 30 transactions per month, manage 3 budgets, and even use Magic Import once a month at no cost. No credit card required, no trial period - just sign up and start tracking.

Still have questions? Get in touch with our team

Start Tracking Your
Expenses Today

Join over 500,000 users who have transformed their relationship with money. Start your journey today — it takes less than 2 minutes.

No bank credentials required
14-day free trial
Cancel anytime