Track Your Expenses
Effortlessly with AI
The free personal finance tracker that uses AI to categorize your spending, automate bank statement imports, and help you build smarter budgets. No complexity — just clarity.
Net Cash Flow
+CHF 4,250
Income
+CHF 8,200
Expenses
-CHF 3,950
Savings Rate
52%
Budgets
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Expense Tracking Features
Built for Simplicity
Designed for simplicity. Built for power. Every feature serves a purpose.
Transaction Tracking
Log and categorize every expense. Search, filter, and organize your financial history effortlessly.
Today
Smart Budgets
Set monthly limits. Track your spending at a glance.
Budgets
View allMagic Import
Drop any bank statement. Our AI extracts and categorizes transactions automatically.
Drop a PDF or screenshot — AI extracts your transactions.
Drop your screenshot here
or click to browse
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Visual Analytics
Beautiful charts that tell your money story at a glance.
Bank-grade Security
256-bit encryption. Your data never leaves our secure servers.
Access Anywhere
Web, iOS, and Android. Your data syncs seamlessly across all devices.
Loved by thousands
Join the community of people who have transformed their relationship with money.
Expense Tracker Pricing — Free to Start
Start free, upgrade when you need more. No hidden fees, cancel anytime.
Expense Tracker FAQ
Everything you need to know about Spentio. Can't find what you're looking for? Contact us
Yes! Our Minimalist plan is completely free forever. You can track up to 30 transactions per month, manage 3 budgets, and even use Magic Import once a month at no cost. No credit card required, no trial period - just sign up and start tracking.
Still have questions? Get in touch with our team
Start Tracking Your
Expenses Today
Join over 500,000 users who have transformed their relationship with money. Start your journey today — it takes less than 2 minutes.