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Journal

Practical finance, written clearly

Tips on budgeting, tracking expenses, and understanding where your money actually goes.

  • 24 October 2026·Guide·4 min read

    Best Mint Alternatives for Europe 2026

    Mint is gone, and the apps that replaced it in the US mostly stop at the border. Here are the alternatives that work with a European bank, including one that reads your bank statement instead of asking for your login.

  • 22 October 2026·New·2 min read

    Log your Apple Pay spending automatically on iPhone

    Tap to pay with Apple Pay and the expense is already in Spentio. No typing, no bank login. Here is how to set it up.

  • 10 October 2026·New·2 min read

    Track your benefit card spending in one place

    You pay with the benefit card every week and your budget never sees a franc of it. Spentio lists Lunch-Check, Reka and Swibeco next to every Swiss bank.

  • 26 July 2026·Guide·3 min read

    Best Budget Apps for Switzerland 2026

    Most budget apps for Switzerland make you type every expense by hand. Spentio reads your bank statement automatically. The quick comparison with Fleur, Money Manager, MoneyControl and co.

  • 27 April 2026·Introducing·4 min read

    Meet Spentio: the AI finance app that finally sees every account

    Built in Switzerland, powered by AI, designed for people with multiple banks, multiple currencies, and no patience for sharing logins. Here is what we do, and why.

Spentio

Any bank. No login. AI does the rest.

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