Spentio
Get Started Free

AI expense tracker · No manual entry

Your finances.Automatically under control.

Spentio reads every transaction using AI, finds your subscriptions, and brings your money into one view. About a minute, start to finish.

Start freeSee how it works

Free forever plan · No credit card · No account linking

  • No bank login. Ever.
  • Works with any bank in the world.
  • Your finances, on autopilot.
9:41

Overview April 2026

Net this month

+CHF 2'480

+12.4%

Income

6'850

Expenses

4'370

Savings rate

36%

Budgets

Manage →

Groceries

87%

CHF 612 / 700

Transport

89%

CHF 487 / 550

Dining out

97%

CHF 386 / 400

Subscriptions

95%

CHF 247 / 260

Shopping

78%

CHF 312 / 400

Upcoming

Next 7 days
↓

Miete · Wohnung Zürich

27 Apr

−CHF 1'850

↑

Lohn · Helvetia AG

28 Apr

+CHF 6'850

↓

Spotify Family

29 Apr

−CHF 18

↓

CSS Krankenkasse

30 Apr

−CHF 412

Built to be effortless

Under a minute to start

Any bank, any country

No bank login required

iOS and web

How it works

Your money, finally understood. In three steps.

01

Hand it over.

Any bank. Any country. Share what your bank already shows you. No setup, no bank login, no format hassles.

02

AI takes over.

Every transaction identified, categorized, and verified automatically. Nothing slips through.

03

It just makes sense.

All your banks, all your months. One dashboard that thinks for you.

Features

Most apps just track your money.Spentio understands it.

Drop in a PDF from your bank or a screenshot from your banking app. Magic Import reads every line, sorts it, and recognizes what you have already categorized. A month of finances, done in about a minute.

FAQ

Questions, answered.

Spentio is an AI expense tracker with no manual entry. Share what your bank already shows you. Spentio reads every transaction, sorts it, spots your monthly subscriptions, and brings your money into one clean view. About a minute, start to finish.

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All your money. Sorted in minutes.

Start free

No bank login. Free plan, forever. 14-day trial on paid plans.